CD Interest Rates

 Opening
Balance
$5,000 & Over
                                   Opening
Balance
$1,000-4,999.99
                     
TermsInterest RateAPY*     Interest RateAPY*
Special Terms
(Available only on new money, not currently on deposit at LincolnWay Community Bank)
    
13 MonthsN/AN/AN/AN/A
22 MonthsN/AN/AN/AN/A
     
Standard Terms    
1 month0.20%0.20%0.20%0.20%
2 months0.20%0.20%0.20%0.20%
3 months0.35%0.35%0.35%0.35%
6 months0.50%0.50%0.50%0.50%
12 months1.73%1.75%1.73%1.75%
18 months1.98%2.00%1.98%2.00%
24 months1.98%2.00%1.98%2.00%
36 months2.08%2.10%2.08%2.10%
48 months2.23%2.25%2.23%2.25%
60 months2.47%2.50%2.47%2.50%
     


Please contact a Personal Banker at 815-462-4300 with any questions.

*The term “Annual Percentage Yield” is referred to as APY. Interest rates posted are current as of 08/16/2022 and are subject to change at any time, without notice. Minimum balance to open a CD is $1,000 unless otherwise specified. A penalty fee may be incurred for early withdrawal. Fees may reduce earnings. Special Terms available only on new money, not currently on deposit at LincolnWay Community Bank.