CD Interest Rates

 Opening
Balance
$5,000 & Over
                                   Opening
Balance
$1,000-4,999.99
                     
TermsInterest RateAPY*     Interest RateAPY*
Special Terms
(Available only on new money, not currently on deposit at LincolnWay Community Bank)
    
15 Months4.02%4.10%4.02%4.10%
     
Standard Terms    
1 month0.20%0.20%0.20%0.20%
2 months0.20%0.20%0.20%0.20%
3 months0.50%0.50%0.50%0.50%
6 months0.50%0.50%0.50%0.50%
12 months2.23%2.25%2.23%2.25%
24 months2.47%2.50%2.47%2.50%
36 months2.71%2.75%2.71%2.75%
48 months2.96%3.00%2.96%3.00%
60 months3.20%3.25%3.20%3.25%


Please contact a Personal Banker at 815-462-4300 with any questions.

*The term “Annual Percentage Yield” is referred to as APY. Interest rates posted are current as of 11/01/2022 and are subject to change at any time, without notice. Minimum balance to open a CD is $1,000 unless otherwise specified. A penalty fee may be incurred for early withdrawal. Fees may reduce earnings. Special Terms available only on new money, not currently on deposit at LincolnWay Community Bank.