Commercial Lending Services

The success of any business can depend on securing the right financing at the right time. So, when it’s time to expand, acquire equipment or improve cash flow, the Commercial Lending Officers at LincolnWay Community Bank can structure loan terms with competitive rates and flexible terms to fit the specific needs of your business.

Working Capital Lines of Credit

LincolnWay Community Bank’s Working Capital Lines of Credit offer great flexibility to help you manage your business’ cash flow. It’s a fast and convenient way to secure funds needed for daily operations, including payroll, inventory purchases and short-term equipment purchases, until your receivables are collected. Borrow money only when you need it. For example, take advantage of limited-time purchase discounts from suppliers, and only pay interest on the outstanding balance.

Equipment Loans

Expand your business or upgrade your existing equipment with new technology. LincolnWay Community Bank Equipment Loans are generally fixed-rate loans with terms up to five years.

Letters of Credit

LincolnWay Community Bank offers these affordable performance or payment bonds to enable your business to meet city or municipal requirements.