Business Banking Accounts At-A-Glance

We make business banking easy.

Choose the LincolnWay Community Bank business banking account product that best meets your business’ needs.

 Business Banking CheckingTotal Business CheckingBusiness NOW Interest CheckingMoney Market Business
Minimum Opening Deposit$100$100$250$500
Required Minimum Balance
to avoid service fees
$500$1,500$1,500$2,500
Below Minimum Balance Fee$10$25$5$5
Account TransactionsFirst 100 items FREEEarnings credit to offset chargesFirst 50 items FREE6 debits per month $10/mo. excess item activity fee
Interest Earning
Click here for current rates
NoNoYes
$1,500 min
Yes
$2,500 min
Online Banking
Bill pay, funds transfers, e-statements & more
FREEFREEFREEFREE
FREE Mobile Banking App
Deposit checks, pay bills, transfer funds, find ATMs & more
FREEFREEFREEFREE
FREE Debit Card
features secure chip technology and access to more than 55,000 no-fee ATMs for qualifying applicants
YesYesYesYes
Overdraft Options
for qualifying accounts
YesYesYesYes
Combined Statements
Your business’ complete account information on one statement
YesYesYesYes