Business Banking Accounts At-A-Glance
We make business banking easy.
Choose the LincolnWay Community Bank business banking account product that best meets your business’ needs.
| Business Banking Checking | Total Business Checking | Business NOW Interest Checking | Money Market Business | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100 | $100 | $250 | $500 |
| Required Minimum Balance to avoid service fees | $500 | $1,500 | $1,500 | $2,500 |
| Below Minimum Balance Fee | $10 | $25 | $5 | $5 |
| Account Transactions | First 100 items FREE | Earnings credit to offset charges | First 50 items FREE | 6 debits per month $10/mo. excess item activity fee |
| Interest Earning Click here for current rates | No | No | Yes $1,500 min | Yes $2,500 min |
| Online Banking Bill pay, funds transfers, e-statements & more | FREE | FREE | FREE | FREE |
| FREE Mobile Banking App Deposit checks, pay bills, transfer funds, find ATMs & more | FREE | FREE | FREE | FREE |
| FREE Debit Card features secure chip technology | Yes | Yes | Yes | Yes |
| Overdraft Options for qualifying accounts | Yes | Yes | Yes | Yes |
| Combined Statements Your business’ complete account information on one statement | Yes | Yes | Yes | Yes |